Tools

Buy vs Rent

Rough cash-outflow comparison for your planning horizon. Ignores appreciation & tax for simplicity.

Home price₹1,00,00,000

Monthly rent₹35,000

Down payment %20%

Loan rate8.5%

Compare for5 years

5-year cash outflow

Buy (down + EMIs)₹61,65,552

Rent total₹21,00,000

Indicative EMI₹69,426/mo

Renting looks leaner on cash

Demo model only — add appreciation, opportunity cost and tax with your advisor.